{\footnotesize \begin{tabular}{l c c c c c c c} \hline \toprule         & \multicolumn{3}{c}{\textbf{1-4 Quarters After Filing}}         & & \multicolumn{3}{c}{\textbf{5-8 Quarters After Filing}} \\
\cmidrule{2-4} \cmidrule{6-8}
& $ {\scriptsize \mathbb{E}[Y \vert E=0]}$ & OLS & IV         & & $ {\scriptsize \mathbb{E}[Y \vert E=0]}$ & OLS & IV \\
& (1) & (2) & (3) & & (4) & (5) & (6) \\
\cline{2-4} \cline{6-8}
& & & & & & & \\
\textbf{Earnings:}       & 4,300                & -229***               & -323*                                                         & & 4,254              & -269***               & -613** \\
& (3,809)              & (9)               & (175)                                                         & & (3,885)    & (13)               & (248) \\
& \multicolumn{3}{r}{[374,400]}                                & & \multicolumn{3}{r}{[336,396]} \\
\textit{By Location}     & & & & & & & \\
~~~Cook County           & 4,821                & -286***               & -445*                                                         & & 4,821              & -320***               & -627* \\
& (5,810)              & (12)               & (249)                                                         & & (5,956)    & (17)               & (337) \\
~~~New York                      & 3,779                & -172***               & -201                                                         & & 3,687              & -218***               & -599* \\
& (4,926)              & (14)               & (245)                                                         & & (4,991)    & (19)               & (363) \\
\textit{By Group}        & & & & & & & \\
~~~Female                        & 4,136                & -195***               & -504***                                                         & & 4,094              & -238***               & -767*** \\
& (3,545)              & (10)               & (185)                                                         & & (3,610)    & (14)               & (295) \\
~~~Black                         & 4,319                & -199***               & -377                                                         & & 4,252              & -247***               & -931*** \\
& (3,664)              & (12)               & (234)                                                         & & (3,718)    & (16)               & (307) \\
\midrule
& & & & & & & \\
\textbf{Employment:} & 0.565            & -0.013***               & -0.015                                                         & & 0.549              & -0.019***               & -0.018 \\
& (0.317)              & (0.001)               & (0.021)                                                         & & (0.322)    & (0.001)               & (0.027) \\
& \multicolumn{3}{r}{[376,400]}                                & & \multicolumn{3}{r}{[340,396]} \\
\textit{By Location}     & & & & & & & \\
~~~Cook County           & 0.623                & -0.012***               & 0.003                                                         & & 0.613              & -0.014***               & -0.010 \\
& (0.432)              & (0.001)               & (0.027)                                                         & & (0.438)    & (0.002)               & (0.030) \\
~~~New York                      & 0.507                & -0.014***               & -0.032                                                         & & 0.485              & -0.024***               & -0.027 \\
& (0.465)              & (0.002)               & (0.032)                                                         & & (0.471)    & (0.002)               & (0.046) \\
\textit{By Group}        & & & & & & & \\
~~~Female                        & 0.585                & -0.013***               & -0.036                                                         & & 0.568              & -0.019***               & -0.003 \\
& (0.315)              & (0.001)               & (0.025)                                                         & & (0.320)    & (0.002)               & (0.034) \\
~~~Black                         & 0.583                & -0.011***               & -0.059*                                                         & & 0.566              & -0.018***               & -0.089** \\
& (0.316)              & (0.001)               & (0.031)                                                         & & (0.321)    & (0.002)               & (0.040) \\
\bottomrule \\
\end{tabular} }
